@font-face{font-family:'Inter';font-style:normal;font-weight:100 900;font-display:swap;src:url(/fonts/inter-latin-wght-normal.woff2) format('woff2')}
:root{--ink:#12181F;--mute:#4A5463;--line:#DCE1E8;--soft:#F4F6FA;--blue:#1D4FD6;--blue-soft:#EAF0FE;--dark:#0E1420}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:var(--blue)}
img{max-width:100%;display:block}
.skip{position:absolute;left:-999px;top:8px;background:#fff;color:var(--ink);padding:10px 14px;border-radius:10px;z-index:100;font-weight:700}
.skip:focus{left:12px}
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);-webkit-backdrop-filter:saturate(1.4) blur(14px);backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid #E7EBF0}
.top-in{max-width:1080px;margin:0 auto;padding:12px 20px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;font-size:1.05rem;letter-spacing:-.01em}
.brand img{width:34px;height:34px;border-radius:9px}
.top-links{display:flex;align-items:center;gap:6px}
.top-links a{text-decoration:none;color:var(--mute);font-weight:600;font-size:.88rem;padding:8px 12px;border-radius:10px}
.top-links a:hover{color:var(--ink);background:var(--soft)}
.top-links a.cta{background:var(--blue);color:#fff;font-weight:700;padding:10px 18px;border-radius:12px}
.top-links a.cta:hover{background:#1241aa}
@media(max-width:560px){.top-links a:not(.cta){display:none}}
.wrap{max-width:780px;margin:0 auto;padding:0 20px}
.crumbs{font-size:.82rem;color:var(--mute);padding:20px 0 0}
.crumbs a{color:var(--mute);text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.crumbs span[aria-current]{color:var(--ink);font-weight:600}
.hero{padding:44px 0 52px;text-align:center}
.eyebrow{display:inline-block;font-size:.74rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);margin-bottom:14px}
h1{font-size:clamp(2rem,6.2vw,3.2rem);line-height:1.08;letter-spacing:-.035em;font-weight:900;text-wrap:balance}
.lead{font-size:1.06rem;line-height:1.7;color:var(--mute);max-width:36rem;margin:18px auto 0;text-wrap:pretty}
.cta-row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 26px;border-radius:14px;font-weight:700;font-size:.96rem;text-decoration:none;border:1px solid transparent;transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn.dark{background:var(--dark);color:#fff}
.btn.blue{background:var(--blue);color:#fff}
.btn.ghost{background:#fff;color:var(--ink);border-color:var(--line)}
.fine{font-size:.82rem;color:var(--mute);margin-top:14px}
section.blk{padding:52px 0;border-top:1px solid #E7EBF0}
section.blk.soft{background:var(--soft)}
h2{font-size:clamp(1.4rem,3.8vw,1.8rem);line-height:1.2;letter-spacing:-.028em;font-weight:800;margin-bottom:14px;text-wrap:balance}
h3{font-size:1.02rem;font-weight:800;letter-spacing:-.01em;margin-bottom:6px}
p{color:#37404D;margin-bottom:14px;text-wrap:pretty}
ul.plain{list-style:none;display:grid;gap:12px;margin:6px 0 14px}
ul.plain li{position:relative;padding-left:22px;color:#37404D}
ul.plain li::before{content:"";position:absolute;left:2px;top:.72em;width:7px;height:7px;border-radius:50%;background:var(--blue)}
.tbl{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff;margin:18px 0 10px}
.tbl table{width:100%;border-collapse:collapse;font-size:.95rem}
.tbl caption{text-align:left;padding:14px 18px;font-weight:700;font-size:.82rem;color:var(--mute);border-bottom:1px solid #E7EBF0;background:#fff}
.tbl th{text-align:left;padding:12px 18px;font-size:.72rem;letter-spacing:.07em;text-transform:uppercase;color:#4A5463;background:var(--soft);font-weight:700}
.tbl th:not(:first-child),.tbl td:not(:first-child){text-align:right;white-space:nowrap}
.tbl td{padding:13px 18px;border-top:1px solid #E7EBF0;color:var(--ink)}
.tbl td b{font-weight:800}
.tbl tbody tr:first-child td,.tbl tbody tr:first-child th{border-top:0}
.tbl tbody th[scope=row]{text-align:left;padding:13px 18px;font-size:inherit;letter-spacing:0;text-transform:none;background:none;color:var(--ink);font-weight:600;border-top:1px solid #E7EBF0}
.tbl .sub{display:block;font-size:.76rem;color:var(--mute);font-weight:500}
.cond{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:16px 0 6px}
.cond div{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 12px;text-align:center}
.cond b{display:block;font-size:1.15rem;font-weight:800;letter-spacing:-.02em}
.cond span{display:block;font-size:.76rem;color:var(--mute);font-weight:600;margin-top:2px}
@media(max-width:520px){.cond{grid-template-columns:repeat(2,1fr)}}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:10px;counter-reset:s}
.steps div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 18px}
.steps div::before{counter-increment:s;content:counter(s);display:flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;font-size:.88rem;margin-bottom:12px}
.steps p{margin:0;font-size:.94rem}
@media(max-width:640px){.steps{grid-template-columns:1fr}}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.chips a{display:inline-flex;align-items:center;min-height:40px;padding:0 16px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--ink);text-decoration:none;font-weight:600;font-size:.9rem}
.chips a:hover{border-color:#8A93A0}
details.faq{border-top:1px solid #E7EBF0}
details.faq:last-of-type{border-bottom:1px solid #E7EBF0}
details.faq summary{cursor:pointer;list-style:none;padding:18px 34px 18px 0;font-weight:700;font-size:1.02rem;position:relative;letter-spacing:-.01em}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"";position:absolute;right:4px;top:50%;width:9px;height:9px;border-right:2px solid #57616F;border-bottom:2px solid #57616F;transform:translateY(-70%) rotate(45deg);transition:transform .2s}
details.faq[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
details.faq p{padding:0 0 18px;margin:0}
.callout{background:var(--blue-soft);border:1px solid #D3E0FB;border-radius:16px;padding:22px 22px;margin-top:20px}
.callout p{margin:0;color:var(--ink)}
.end{padding:56px 0;text-align:center;background:var(--soft);border-top:1px solid #E7EBF0}
.end h2{margin-bottom:10px}
.end p{max-width:30rem;margin:0 auto}
footer.ft{background:var(--dark);color:#fff;padding:44px 0 28px}
.ft-in{max-width:1080px;margin:0 auto;padding:0 20px}
.ft-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px 32px}
@media(max-width:760px){.ft-grid{grid-template-columns:1fr 1fr}.ft-grid>div:first-child{grid-column:1/-1}}
.ft .brand{color:#fff;padding:0;margin-bottom:10px}
.ft-tag{font-size:.88rem;color:rgba(255,255,255,.64);margin:12px 0 0;max-width:20rem}
.ft h3{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.64);font-weight:800;margin-bottom:14px}
.ft a{display:block;color:rgba(255,255,255,.8);text-decoration:none;font-size:.9rem;padding:4px 0;margin-bottom:4px}
.ft a:hover{color:#fff}
.ft-copy{margin-top:30px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);font-size:.8rem;color:rgba(255,255,255,.64)}
.ft-copy a{display:inline;color:rgba(255,255,255,.88);text-decoration:underline;font-size:inherit;margin:0;padding:0}
a:focus-visible,summary:focus-visible,.btn:focus-visible{outline:2px solid var(--blue);outline-offset:3px;border-radius:8px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,details.faq summary::after{transition:none}}
.tags{display:flex;flex-wrap:wrap;gap:8px}
.tags span{display:inline-flex;align-items:center;min-height:34px;padding:0 14px;border-radius:999px;background:#fff;border:1px solid var(--line);color:#37404D;font-size:.88rem;font-weight:600}
.doc h2{margin-top:34px;font-size:clamp(1.2rem,3.2vw,1.45rem)}
.doc>.wrap>p:first-child{margin-top:0}
dl.prov{margin:8px 0 16px;border-top:1px solid #E7EBF0}
dl.prov>div{padding:14px 0;border-bottom:1px solid #E7EBF0}
dl.prov dt{font-weight:800;color:var(--ink);margin-bottom:2px}
dl.prov dd{color:#37404D}
@media(max-width:520px){
.cta-row{flex-direction:column;align-items:stretch;max-width:320px;margin-left:auto;margin-right:auto}
.cta-row .btn{width:100%}
.tbl table{font-size:.92rem}
.tbl th,.tbl td,.tbl tbody th[scope=row]{padding-left:12px;padding-right:12px}
.tbl caption{padding-left:14px;padding-right:14px}
}
